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5 Things to Do During the Real Estate Closing Process

Buying or selling a real estate property can be a complex process. It involves several legal, financial, and administrative procedures that can take weeks or months to complete. The final and most crucial step is the closing process,  where all the necessary documents are signed, funds are transferred, and the property ownership is officially transferred from the seller to the buyer. This article will discuss five things to expect during the real estate closing process.

1. Preparing and Reviewing the Documents

The first step in the closing process is to prepare and review all the necessary legal documents. These documents include the purchase agreement, deed, title report, and loan documents. 

Ensuring that all the documents are accurate, complete, and comply with legal requirements is essential. The buyer and seller should review the documents carefully to ensure they understand the sale’s terms and conditions. Any discrepancies or errors should be corrected immediately to avoid delays in the closing process.

2. Conducting a Title Search

Before the closing, conducting a title search is crucial in ensuring that the property has a clear title. A clear title means the property is free from liens, encumbrances, or other claims on the property that could affect the buyer’s ownership rights.

 A real estate attorney usually conducts the title search, which will outline any issues that need to be resolved before the closing. It is important to resolve any title issues before the closing to avoid future disputes or legal issues.

3. Finalizing the Financing

If the buyer obtains financing, the lender will require several documents to be signed before the loan is approved. These documents include the loan application, loan estimate, and closing disclosure. 

The buyer should review these documents carefully to ensure that the loan terms, interest rate, and fees are accurate and acceptable. The lender will also require the buyer to provide proof of insurance and a clear title. The lender will then provide the funds to the title company, which will disburse them to the seller at the closing.

4. Conducting a Final Walkthrough

Before the closing, the buyer should conduct a final walkthrough of the property to ensure that it remains in the same condition as when they made the offer. The final walkthrough is an opportunity for the buyer to ensure that all repairs have been made and that the property is in good condition. 

If any issues need to be addressed, the buyer should notify the seller before the closing. The final walkthrough is usually conducted a few days before the closing, and the buyer should bring a copy of the purchase agreement and a checklist to ensure that all items are inspected.

5. Closing the Sale

The final step in the real estate closing process is to sign the necessary documents and transfer the ownership of the property from the seller to the buyer. The closing is usually conducted at a title company or attorney’s office; the buyer and seller must be present. 

At the closing, the buyer will sign the loan documents and pay the closing costs, which include title insurance, appraisal fees, and other charges. The seller will sign the deed and transfer the property to the buyer. The title company will then record the deed and transfer ownership to the buyer.


The real estate closing process can be complex and time-consuming. However, buyers and sellers can ensure a smooth and successful closing by understanding the process and knowing what to expect. Working with a real estate law firm is essential to ensure that all the necessary steps are completed accurately and on time. By doing so, buyers and sellers can enjoy a stress-free closing and move on to the next chapter in their lives.

For your real estate closing needs, contact Steltzner Law Firm, a real estate attorney in Rock Hill, SC. Our experienced attorneys will provide you with the personalized attention and legal expertise you need to ensure a successful closing. Contact us today to take the first step towards a successful real estate transaction.